Financial Planning is an ongoing process to assist you to make informed and sensible decisions about your lifestyle and to help to you achieve your goals in life.
A financial plan will help you to:
It is time to get organised and in control of your finances instead of having your finances control you. In starting a financial plan you will:
Our directors are Certified Financial PlannersCM (CFP) registered with the Financial Planning Institute of South Africa through our sister company, Denhagan Investment Services. Denhagan in turn is registered with the Financial Services Board.
CFP certification is the only globally recognised mark of professionalism for Financial Planners. CFP professionals are qualified at a level well above the minimum regulatory requirement which qualification is equivalent to an honours degree.
Our financial planners meet all competency, ethical and professional practice standards meaning that you can trust and feel confident in our financial advice.
We have a combined 35 years of experience in personal financial planning. Together with our clients, we have suffered the setbacks of bear markets and have celebrated the bull runs.
We are proud that the vast majority of our investment work has been referred to us by existing clients who know us personally and with whom we have been working with for many years.
We offer personal and tailor made financial solutions to individuals. Although we are affiliated to the large institutions, we do not work or recommend any one of them that it not suited to your specific needs. We do not sell products but a lifestyle choice to enhance your wealth creation and preservation.
4. Financial Philosophy
We develop detailed financial plans encompassing all of your financial goals and can advise specifically in the areas of taxation, estate planning, trust creation and investments.
We utilise six financial planning steps to create a sound financial plan with your aims and objectives at the heart of the design: -