by O'Hagan Attorneys | Apr 2, 2026 | Property
“It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can’t fly away.” (English novelist Anthony Trollope) With interest and home loan rates at their lowest since 2022, it’s no surprise that South Africa’s...
by O'Hagan Attorneys | Apr 2, 2026 | Retirement Planning, Saving & Investing, Trusts
“Legacy is not leaving something for people. It’s leaving something in people.” (Peter Strople, former Dell Computer Corporation director) Leave a personal legacy, not just a financial one We all know how important it is to our loved ones that we leave behind a valid...
by O'Hagan Attorneys | Apr 2, 2026 | Market Update, Saving & Investing
Recent developments in the Middle East have once again brought global uncertainty into focus. With oil prices rising sharply, there is concern about the potential impact on inflation, interest rates and economic growth particularly for emerging markets such as South...
by O'Hagan Attorneys | Mar 9, 2026 | Property
“Fraud unravels property transactions even where innocent third parties are involved.” (Extract from judgment) Congratulations, you’re the proud new owner of your dream home! Your name’s on the title deeds, and your ownership is registered in the Deeds Office. That’s...
by O'Hagan Attorneys | Mar 9, 2026 | Retirement Planning
“Often when you think you’re at the end of something, you’re at the beginning of something else.” (Fred Rogers) Retirement is not what it used to be. More and more people are seeing the end of their “formal” work not as a conclusion, but rather a...
by O'Hagan Attorneys | Mar 9, 2026 | Economy, Financial Planning, Saving & Investing, tax
“The 2026 Budget marks an important turning point for South Africa.” (Dr Duncan Pieterse, Director-General, National Treasury) Some of the best news in Budget 2026 is the real GDP growth of an estimated 1.4% for 2025, rising to 2% in 2028, and a debt ratio that will...
by O'Hagan Attorneys | Mar 9, 2026 | Market Update
“We use the term risk all too casually, and the term uncertainty all too rarely.”( John Bogle) Investors are living through a perma-crisis in which the goalposts have shifted repeatedly, nowhere more so than in US trade policy. Trump’s on-again, off-again tariff...
by O'Hagan Attorneys | Feb 3, 2026 | Retirement Planning, Saving & Investing, tax
“The avoidance of taxes is the only intellectual pursuit that still carries any reward. (John Maynard Keynes) 1. Boost your retirement savings Contributing to a Retirement Annuity (RA) before 28 February can reduce your taxable income and grow your long-term...
by O'Hagan Attorneys | Feb 3, 2026 | Retirement Planning
“The greatest danger in times of turbulence is to act with yesterday’s logic.” (Peter Drucker) For a long time, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25. The...
by O'Hagan Attorneys | Feb 3, 2026 | Financial Planning, Saving & Investing
“The power of compounding reflects the principle that small, consistent improvements yield disproportionately large results over time.” (Morgan Housel) In his book The Psychology of Money, Morgan Housel makes a great observation about Warren Buffett: more than 97% of...