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The 25x Rule: Busting the Myth of the Magic Number

The 25x Rule: Busting the Myth of the Magic Number

by O'Hagan Attorneys | Feb 3, 2026 | Retirement Planning

“The greatest danger in times of turbulence is to act with yesterday’s logic.” (Peter Drucker) For a long time, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25. The...
The Most Important Financial Concept Is …

The Most Important Financial Concept Is …

by O'Hagan Attorneys | Feb 3, 2026 | Financial Planning, Saving & Investing

“The power of compounding reflects the principle that small, consistent improvements yield disproportionately large results over time.” (Morgan Housel) In his book The Psychology of Money, Morgan Housel makes a great observation about Warren Buffett: more than 97% of...
Love and the Law: Cohabiting? Get Your House in Order Now

Love and the Law: Cohabiting? Get Your House in Order Now

by O'Hagan Attorneys | Feb 3, 2026 | Family Law, Property

“All you need is love… and a good lawyer.” (Anonymous) February, with its Valentine’s Day chocolates, roses and declarations of undying love, should be a month for romance, not legal niceties. But in the real world, love and the law are inextricably linked because any...
Electronic Wills Aren’t Valid: Stick to Pen and Paper

Electronic Wills Aren’t Valid: Stick to Pen and Paper

by O'Hagan Attorneys | Jan 15, 2026 | Wills and Estate Planning

“Let’s choose executors and talk of wills.” (William Shakespeare in Richard II) You may have read one of the many online articles about an electronic will being validated recently by the High Court. Don’t be misled into thinking that electronic wills are now valid as...
Turn Intentions into Outcomes: Setting SMART Investment Goals for 2026

Turn Intentions into Outcomes: Setting SMART Investment Goals for 2026

by O'Hagan Attorneys | Jan 15, 2026 | Saving & Investing

“If you want to live a happy life, tie it to a goal, not to people or things.” (Albert Einstein) Every investment journey starts with good intentions. You want to save more, protect your future, care for your family and give yourself the life you want to lead. But...
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