South Africa’s exit from the FATF Greylist: What it means for investors?
On 24 October 2025, South Africa reached a major milestone when the Financial Action Task Force (FATF) officially removed the country from its list of jurisdictions under increased monitoring, commonly known as the “greylist.” South Africa was originally greylisted in...
Are You Financially Fluent or Just Faking It?
All that glisters is not gold.” (William Shakespeare, The Merchant of Venice) 1. Cash ain’t king Let’s cut to the chase: cash is not optimal for long-term investments. While it is the safest asset class, shares, property, and commodities generally produce better...
Who Should Inherit Your Wealth?
“We make a living by what we get, but we make a life by what we give.” (Winston Churchill) Writing a will isn’t only about dividing assets – it’s about expressing your values, protecting your family, and reducing the risk of conflict after you’re gone. Yet many South...
Gift Vs. Loan: The Devil’s in the Details
“The bluntest pencil is better than the sharpest mind.” (Unknown) The Festive Season is traditionally a time for giving, and it seems a pity to have to mention the hard realities of the law right now. But, as a recent High Court dispute confirms, things can go...
FOBO: The Silent Saboteur of Wealth
“In the face of too many choices, we often choose nothing—and pay dearly for it.” (Barry Schwartz, The Paradox of Choice) Everyone knows about FOMO. But have you even heard of FOBO, let alone contemplated how it might be kaiboshing your wealth...
Empower Yourself by Understanding These Key Investment Terms
“An investment in knowledge pays the best interest.” (Benjamin Franklin) One of the biggest hurdles for new investors is the jargon. The investment world is filled with acronyms, technical terms, and specialist language that can be intimidating. But this language...
Preserving Legacy Beyond Wealth
“A rich person should leave his kids enough to do anything, but not enough to do nothing.” (Warren Buffett) In the next couple of decades, families with intergenerational wealth will be transferring far more than assets (including homes, holiday homes, and successful...
The Transfer Process in a Nutshell
“Don’t wait to buy real estate. Buy real estate and wait.” (Will Rogers) Spring is in the air and, as the annual uptick in property sales kicks in, let’s address two questions commonly asked by both sellers and buyers who are unsure about exactly what happens after...
Excuses, Excuses: Why People Don’t Make Wills, And Why You Must
“All that lives must die, passing through nature to eternity.” (William Shakespeare, in Hamlet) Master’s Office records suggest that less than a third of us leave behind a will when we die. That’s astonishing, given the fact that death is one of the few absolute...
Why Most Traders Lose Money – And Investors Don’t
“Patience is not simply the ability to wait – it’s how we behave while we’re waiting.” (Joyce Meyer) In recent years, there’s been a huge increase in advertising for market trading apps. These adverts all have two things in common: Firstly, they show someone making a...
How Can You Protect Your Heirs’ Inheritances from Their Creditors?
“The only person who sticks closer to you in adversity than a friend is a creditor.” (Unknown) You’ve done everything you can to leave your loved ones financially secure after you die. You’ve left enough assets to set them up in their own lives, made a valid will...
While the braais crackle and we celebrate rugby and all things South African this August, why not take a step towards financial independence too?
Denhagan lets you turn idle cash into income – minus the volatile markets. Here’s how it works: Pick your term: 3, 6 or 12 months Start small: Anything from R500 Collect fixed monthly income – every month Zero fees, zero surprises Sign up in the month of August and...