by O'Hagan Attorneys | Aug 2, 2024 | Financial Planning, Retirement Planning, Saving & Investing
“Change is not a gate we pass through; it is the definition of life.” (Millie Florence) The good Supporters of the change believe that introducing an accessible savings pot can provide salvation for those in financial crises, like the one caused by the Covid pandemic....
by O'Hagan Attorneys | May 6, 2024 | Financial Planning
“An investment in knowledge pays the best interest.” (Benjamin Franklin) A is for Asset Your possessions are known as your assets, while any debts are called liabilities. If your home’s mortgage is fully paid up, your home is an asset, but if you’re still paying off a...
by O'Hagan Attorneys | May 6, 2024 | Financial Planning, Retirement Planning
“Returns matter a lot. It’s your capital.” (Abigail Johnson) Let’s start at the beginning – Annualised returns The annualised rate of return on investment represents the average yearly return you would have received over a specified period. It expresses an...
by O'Hagan Attorneys | Apr 3, 2024 | Financial Planning
All it takes to excel at something – whether it’s mastering the ukulele, poaching the perfect egg or learning to solve the Rubik’s Cube – is consistent practice and dedication. John Maynard Keynes, one of the greatest economists and risk-taking investors around, took...
by O'Hagan Attorneys | Apr 3, 2024 | Financial Planning
“A resilient spirit, coupled with financial knowledge, is an unstoppable force.” (Anonymous) There’s more to this material world than meets the eye. As human beings we are all trying to gain self-awareness and instinctively value compassion, empathy, and open...
by O'Hagan Attorneys | Apr 3, 2024 | Financial Planning
“Invest for the long haul. Don’t get too greedy and don’t get too scared.” (Shelby M.C. Davis) In 2021, South African investors could have made a return of 36.9% if they’d been invested in the local property index. That same year they could have made 33.1% in rands if...