by O'Hagan Attorneys | Nov 3, 2024 | Saving & Investing
“Some things are up to us and some things are not up to us.” (Epictetus) Investing can often feel hard. The keys to success may seem daunting. Is your fund manager making the right decisions? Is the market going up or down? Is the rand strong or weak? These things...
by O'Hagan Attorneys | Oct 2, 2024 | Saving & Investing
“Gold is the universal language understood by all nations.” (George Herbert) Just a few weeks ago, the gold price climbed above $2,500 per ounce for the first time in history. This has once again got South Africans talking about the attractiveness (or otherwise) of...
by O'Hagan Attorneys | Oct 2, 2024 | Saving & Investing
“It is better to be roughly right than precisely wrong.” (John Maynard Keynes) John Maynard Keynes, one of the greatest economists and risk-taking investors around, strongly advised putting investing on ‘autopilot’, and then going out and enjoying your life! The...
by O'Hagan Attorneys | Aug 2, 2024 | Financial Planning, Retirement Planning, Saving & Investing
“Change is not a gate we pass through; it is the definition of life.” (Millie Florence) The good Supporters of the change believe that introducing an accessible savings pot can provide salvation for those in financial crises, like the one caused by the Covid pandemic....
by O'Hagan Attorneys | Feb 2, 2024 | Financial Planning, Saving & Investing
RAs: The big one Retirement Annuities (RAs) offer significant tax breaks as contributions to the investments are tax-deductible, and the growth within the funds is tax-free. (No income, dividends or capital gains tax applies.) You can contribute a maximum of 27.5% of...
by O'Hagan Attorneys | Jan 15, 2024 | Saving & Investing
“We cannot reason ourselves out of our basic irrationality. All we can do is learn the art of being irrational in a reasonable way.” (Aldous Huxley). The madness of crowds None of us are rational investors. We’re humans – fuelled by fear, overconfidence, and sometimes...
