by O'Hagan Attorneys | Dec 1, 2023 | Financial Planning, Saving & Investing
“Both optimists and pessimists contribute to society. The optimist invents the aeroplane, the pessimist the parachute.” (George Bernard Shaw) Cast your mind back to the middle of March 2020, when fears around Covid-19 sent the JSE into a spiral. The All Share Index...
by O'Hagan Attorneys | Nov 1, 2023 | Saving & Investing
Wealth buckets Property is one of several asset classes, the others being equity (shares or unit trusts), cash-related products (like money market products), and bonds. Here are some of the most important benefits of investing in property: It can provide a passive...
by O'Hagan Attorneys | Aug 30, 2023 | Saving & Investing
Good reasons to pay off your home loan The most compelling reason to accelerate the payment of your home loan is the savings you’ll make on the interest component of the repayments. South African mortgage rates are currently high, with the average rate at...
by O'Hagan Attorneys | Jun 29, 2023 | Saving & Investing
“Panic is highly contagious, especially in situations when nothing is known and everything is in flux.” (Stephen King) South African investors have every right to feel concerned. The local economy is facing a heap of problems, and growth has slowed to almost nothing....
by O'Hagan Attorneys | Apr 28, 2023 | Financial Planning, Saving & Investing
Many people think that the more money they have, the more they can buy, and therefore the happier they will be. True wealth, however, is not just about living standards. Being wealthy is as much a mindset as it is a measure of what you have in your bank account. It is...
by O'Hagan Attorneys | Apr 28, 2023 | Financial Planning, Saving & Investing
“The biggest risk is not taking any risk.” (Mark Zuckerberg) So, what is risk, exactly? Investment risk can be defined as the probability of loss relative to the expected return on any investment. It’s a measure of the level of uncertainty of achieving the returns...