Does Your Family Need a Constitution?

Does Your Family Need a Constitution?

“All happy families are alike; each unhappy family is unhappy in its own way.” (Leo Tolstoy) What is a family constitution? You may have heard people referring to their Family Constitution, Family Charter or Family Protocol. These are all different ways of describing...
Retirement Planning for Age-Gap Couples

Retirement Planning for Age-Gap Couples

“Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” (Mark Twain)  When is an age gap significant? If the age gap between you and your spouse is less than five years, you probably don’t have to worry too much about it when planning...